If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

This role can be filled in one of our offices, hybrid, or in a fully remote/WFH (Work-From-Home) capacity. Some overnight travel is required, a few times each year.

• Please note: After March 31, 2026, if the selected individual resides within 35 miles of the Columbus or Des Moines offices, they will be required to work in a hybrid capacity 3 days per week from the respective office.

Qualified candidates must possess:

• P&C Insurance business acumen within Product/Portfolio Management, Underwriting, Actuarial/Pricing, Claims, Business Insights. or a related area
• Advanced proficiency in Excel (pivot tables, V-lookups, etc.)
• Familiarity with using reporting resources such as Tableau or Power BI
• Strong communication skills with the ability to translate complex and data-heavy information into clear and actionable insights for others

Commercial insurance product expertise across all lines is strongly preferred, though not required.

This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program.

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Job Description Summary

If you are driven to develop real business intelligence from data to inform business decision-making, and can communicate complex issues in an understandable and relevant way, we want to know more about you! Working on our team offers the opportunity to influence the products offered and help Nationwide meet and exceed the needs of our customers in the marketplace today and into the future.

As a Product Manager, you'll position products for profitable growth. We'll count on you to develop and implement multi-year strategic plans and implement processes related to financial planning, rate reviews, market development and communication. Your work will support regional and corporate objectives by providing ongoing analysis and results monitoring aligned with company objectives. To succeed, you'll need to communicate results with leaders, internal and external partners and share product performance and perspective.

Job Description

Key Responsibilities:

• Gathers information from multiple sources, according to company guidelines, to perform analysis. Provides context and understanding of information to anticipate the multiple variables and complexities needed in research.

• Analyzes product performance and finds improvement opportunities at state, line of business and agency level. Identifies and analyzes key product, performance and profitability drivers such as distribution, rate structure and rules performance to validate assumptions, identify adverse impacts, trends and solutions. Applies judgement and understanding to data and provides analysis considering multiple complexities to build fully developed solutions.

• Analyzes and reviews financial results, product profitability, business mix and competitive information and forecasts performance.

• Completes work within established time and service standards. May manage timelines and coordinate project work through others. Plans work to ensure rate review and other key processes are completed, ensuring speed to market.

• Develops comprehensive product strategy for the state(s) for overall profitability using rate reviews, pricing, risk appetite, placement, timing, etc. Determines how to apply and implement strategic decisions aligned with market strategies (agents, tools, sales, etc.). Influences decisions that impact national plan and geographic responsibility.

• Develops detailed product plan to achieve long and short-term financial objectives (one to three years) for assigned state(s) and product(s). Provides input into rate, loss, revenue, financial and other planning teams to contribute to regional and national strategy. Builds and implements communication plans to share key business changes. Initiates action plans to improve or maintain product performance.

• Consults with leaders and internal partners about analysis, ideas and business performance, providing recommendations based on deep functional and regional knowledge. Supports partners with ongoing review and consultation on distribution and underwriting performance initiatives.

• Provides tools and analysis to build understanding of sophisticated issues and focus attention on important concepts. Promotes collaboration among regional and staff partners. Participates on committees as a subject matter authority and provides regional perspective and expertise on research and development, pricing and training.

• Shares information about products, pricing and organizational decisions with partners verbally and in writing. Translates complex data and strategic concepts into understandable communications to share with multiple audiences. Discerns the most relevant information and shapes and develops messages appropriate for the audience, instilling confidence, conveying the strategic vision and influencing subsequent actions.

• Builds and strengthens relationships with peers and partners to support completion of assignments. May participate in cross-functional teams to complete projects or support the business. Provides strong leadership, is approachable and instills trust.

• Participates in training, department and company meetings. Pursues additional education to increase personal, professional and technical knowledge and skills. May assist trainers by providing content or delivering information to educate regional underwriting and product partners. Mentors and provides education to others.

• Supervises associate management including performance, salary planning and administration, training and development, workflow and organization planning, day-to-day management, hiring and placement and disciplinary actions.

May perform other responsibilties as assigned.

Reporting Relationships: Reports to Field Product Leader. Up to two direct reports.

Typical Skills and Experiences:

Education: Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field or MBA preferred.

License/Certification/Designation: Progress toward or completion of CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred.

Experience: Eight years of experience in commercial lines underwriting or product preferred. Cross-functional experience from other areas and experience with data analysis preferred.

Knowledge, Abilities and Skills: Detailed knowledge of core business functions, and commercial lines insurance products and pricing architecture, state regulations, underwriting procedures and practices. Proven understanding of financials, trend analysis and competitor data. Proficiency in analytical tools, relational databases, data visualization techniques, query-based language and/or statistical software experience preferred. Excellent verbal and written communication skills to present information, communicate and influence internal and external partners at all levels. Skilled in the use of related systems and analytical tools. Ability to work toward results, deal with ambiguity, tackle problems, learn on the job, make quality decisions, see trends and patterns within data. Ability to lead projects, deal with competing priorities, timelines and resources. Strong organizational agility and political savvy preferred.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.

Job Conditions:

Overtime Eligibility: Exempt (Not Eligible)

Working Conditions: Normal office environment. Additional hours as required. Some overnight travel required.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 11/03/2025. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.
For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf

NOTE TO EMPLOYMENT AGENCIES:

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.

Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Field Product & Portfolio Manager, P&C - Commercial Lines : $86,000.00-$178,000.00The expected starting salary range for Field Product & Portfolio Manager, P&C - Commercial Lines : $95,000.00 - $143,000.00